2012年票據(jù)審驗(yàn)題庫

1、1中國(guó)銀行票據(jù)審驗(yàn)人員從業(yè)資格考試題庫中國(guó)銀行票據(jù)審驗(yàn)人員從業(yè)資格考試題庫票據(jù)基礎(chǔ)知識(shí)....................................................................................................................................2商業(yè)信用與票據(jù).....................................

2、...................................................................................2票據(jù)流通的一般程序................................................................................................................3商業(yè)銀行的票據(jù)承兌業(yè)務(wù)...

3、.....................................................................................................4票據(jù)市場(chǎng)和票據(jù)產(chǎn)品.............................................................................................................

4、...5票據(jù)法律............................................................................................................................................7《中華人民共和國(guó)票據(jù)法》及司法解釋......................................................

5、..........................7《支付結(jié)算辦法》..................................................................................................................11《票據(jù)管理實(shí)施辦法》...........................................................

6、...............................................12票據(jù)實(shí)務(wù)操作..................................................................................................................................13票據(jù)業(yè)務(wù)買入操作和客戶管理....................

7、..........................................................................13票據(jù)交易審查審批..................................................................................................................13票據(jù)交易檔案..............

8、............................................................................................................15票據(jù)驗(yàn)審和會(huì)計(jì)核算.....................................................................................................

9、.........15票據(jù)的查詢和空白重要憑證、業(yè)務(wù)印章、庫房的管理......................................................16票據(jù)的托收.............................................................................................................................

10、.17票據(jù)賣出業(yè)務(wù)和再貼現(xiàn)的管理..............................................................................................18票據(jù)業(yè)務(wù)的資金管理與支付控制..........................................................................................18票據(jù)

11、交易的利率管理..............................................................................................................19票據(jù)業(yè)務(wù)資產(chǎn)保全.............................................................................................

12、.....................20票據(jù)業(yè)務(wù)的內(nèi)控與稽核..........................................................................................................21票據(jù)利息計(jì)算.........................................................................

13、.........................................................22中國(guó)銀行規(guī)章制度..........................................................................................................................23《中國(guó)銀行商業(yè)匯票融資業(yè)務(wù)管理辦法》...........

14、...............................................................23《中國(guó)銀行商業(yè)匯票融資業(yè)務(wù)操作流程指引》..................................................................24中國(guó)銀行票據(jù)融資業(yè)務(wù)會(huì)計(jì)核算.....................................................

15、.....................................27票據(jù)審驗(yàn)防偽..................................................................................................................................273B.貨幣C.證券D.交易8.本票是出票人承諾于到期日由（B）無條件支付一定金額給收款

16、人的票據(jù)。A.委托B.自己C.別人D.持票人9.支票是出票人委托銀行于見票時(shí)無條件支付一定金額給收款人的票據(jù)，它的特點(diǎn)有二：一是以（C）為付款人，二是見票即付。A.自己B.存款C.銀行D.第三方票據(jù)流通的一般程序票據(jù)流通的一般程序10.支付對(duì)價(jià)善意取得票據(jù)的受讓人，可以獲取優(yōu)于其（C）的權(quán)利，前手對(duì)票據(jù)的權(quán)利缺陷并不影響受讓人的權(quán)利。`A.出票人B.后手C.前手D.持票人11.為了保障已支付對(duì)價(jià)而善意取得票據(jù)受讓人的權(quán)益，各國(guó)票據(jù)法還規(guī)

17、定：“票據(jù)上的權(quán)利一經(jīng)轉(zhuǎn)讓，已支付對(duì)價(jià)而善意取得票據(jù)受讓人的權(quán)力優(yōu)于讓與人的權(quán)利，無論是該票據(jù)的出票人或讓與人的任何前手因以對(duì)抗讓與人的抗辯事由，一般都不能因以對(duì)抗善意的受讓人?！边@一點(diǎn)與（B）上債權(quán)轉(zhuǎn)讓也有著重大的差別。A.民法B.民法或合同法C.合同法D.其它法律法規(guī)12.《票據(jù)法》的基本制度是對(duì)匯票、本票、支票等一般規(guī)律的抽象和概括，是一切票據(jù)活動(dòng)必須遵循的（C）規(guī)則，普遍適用于各種票據(jù)。A.一般B.標(biāo)準(zhǔn)C.共同D.或有13.持票