銀行借款合同英文版

1、借款人：Brower:貸款人：Lender:抵押人：Mtgag:保證人：Surety:出質(zhì)人：Pledge:為明確各方權(quán)利和義務(wù)，根據(jù)《合同法》、《貸款通則》和其他有關(guān)法律、法規(guī)，訂立本合同。ThisContractismadeinlinewiththeContractLawofthePeoplesRepublicofChinaTheGeneralProvisionsofLoansofthePeoplesBankofChinatospe

2、cifytherightsobligationsofpartiesinvolved.借貸條款LoanBrowingClause第一條借款金額。見(jiàn)36.1Article1.Amountofloan:Referto36.1第二條借款用途。見(jiàn)36.2Article2.Purposeofloan:Referto36.2第三條借款期限。Article3.Lifeofloan31見(jiàn)363。3.1Referto36.332借據(jù)或貸款憑證是本合同不可分

3、割的組成部分。借款的實(shí)際放款日和還款日以借款人、貸款人雙方辦理的借據(jù)或憑證上所記載的日期為準(zhǔn)。除日期外，借據(jù)或憑證其他記載事項(xiàng)如與本合同不一致的，以本合同為準(zhǔn)?？赡馨l(fā)生的復(fù)利、罰息、違約金、保費(fèi)、損害賠償金及實(shí)現(xiàn)債權(quán)的費(fèi)用(含律師費(fèi)和訴訟費(fèi))。如該帳戶資產(chǎn)不足以歸還到期的貸款本息，貸款人有權(quán)從借款人在中國(guó)工商銀行任何分支機(jī)構(gòu)開(kāi)立的任何帳戶劃收。6.1TheBrowershouldopenanaccountwiththeLender(Th

4、eaccountnameaccountnumberarespecifiedin36.7.)promisetodepositsufficientmoneyfrepaymentbefeeachduedate.TheBrowerherebyauthizestheLendertocollectifanycompoundinterestdefaultinterestliquidateddamagepremiumcompensationexpens

5、esarisingfromtherealizationofcredit’sright(includinglawyer’sfeecourtexpense)inadditiontodueprincipalinterestofloan.IncasetheassetinthisAccountisnotenoughfrepaymentofdueprincipalinteresttheLendershallbeentitledtocollectfr

6、omanyAccountopenedbytheBrowerwithanybranchofICBC.62貸款人與借款人雙方商定，自貸款發(fā)放次月起，借款人按月歸還貸款本息(一次性還本付息除外)，還款期數(shù)及還款方式見(jiàn)368。6.2TheBrowershallrepaytheprincipalinterestonamonthlybasis(Exceptrepayingprincipalinterestinalumpsum)fromtheseco

7、ndmonthfollowingtheissuingofloanasagreedbetweentheBrowerLender.Therepaymenttenstypearespecifiedin36.8.63借款期間遇利率調(diào)整，如執(zhí)行本合同51條實(shí)行分段計(jì)息的，對(duì)借款期限在1年以上的，應(yīng)從利率調(diào)整的次年1月1日開(kāi)始根據(jù)未償還借款余額和剩余還款期數(shù)進(jìn)行調(diào)整，重新計(jì)算還款金額。6.3Incaseofmultistagecalculation

8、ofinterestasspecifiedin5.1duetoadjustmentofinterestrateduringthelifeofloantherepaymentamountfloanswithalifeexceedingoneyearshallberecalculatedonthebasisofbalanceofunpaidloantherestofrepaymenttenfromnextJan.1stfollowingth

9、eadjustmentofinterestrate.64借款人提前歸還貸款須經(jīng)貸款人書(shū)面同意，，提前歸還部分的利息仍按本合同約定的利率和該部分實(shí)際使用天數(shù)計(jì)算。6.4RepaymentoftheloanaheadofschedulebytheBrowershallbesubjecttowrittenconsentfromtheLender.Theinterestofprepaidamountshouldbecalculatedonthe

10、basisofratespecifiedinthisContractactualdays.第七條擔(dān)保方式。本合同的擔(dān)保人及擔(dān)保方式見(jiàn)369。具體約定由本合同中相應(yīng)的擔(dān)保條款確足。Article7Guarantytype.TheGuarantguarantytypeunderthisContractisspecifiedin36.9.Thespecificstipulationsarestatedincrespondingguaranty